In an increasingly connected world, where our financial and personal data are stored digitally, a new type of crime is gaining momentum: digital pickpocketing. Unlike traditional pickpocketing, where thieves physically steal wallets or phones, digital pickpocketing involves stealing sensitive information from our electronic devices without even touching them. This guide will explain what digital pickpocketing is, how it works, and how you can protect yourself from becoming a victim.
Digital pickpocketing means, where cybercriminals use a mobile point-of-sale device to tap against unsuspecting consumers’ wallets and initiate a payment, often in crowded areas.
What Is Digital Pickpocketing?
Digital pickpocketing, also known as RFID (Radio Frequency Identification) skimming or NFC (Near Field Communication) theft, refers to the process where criminals steal information wirelessly from electronic devices or cards. Most commonly, this involves stealing credit card information or personal details stored on RFID chips embedded in contactless credit and debit cards, passports, or smartphones.
How Does Digital Pickpocketing Work?
RFID and NFC technologies allow devices and cards to transmit data wirelessly when they are within a short range. For instance, many modern credit cards and smartphones are equipped with RFID chips that allow contactless payments. A digital pickpocket can exploit this technology by using a device known as an RFID reader, which can scan and capture information from an RFID-enabled card or device within a few feet.
Here’s how digital pickpocketing typically works:
- Use of RFID Reader: Thieves can purchase or construct an RFID reader capable of intercepting data from contactless cards. These devices are easy to find online, and some are disguised to look like ordinary electronic devices.
- Proximity Requirement: The thief only needs to get close to you—typically within 4-6 inches for NFC-based systems or slightly further for RFID systems—to collect information from your card. This can happen in crowded places like public transport, malls, or events where physical proximity is common.
- Data Skimming: The RFID reader captures the card’s information, including the card number and expiration date, enabling the thief to clone the card or use the stolen data for fraudulent online transactions.
Digital pickpocketing is stealthy because victims are usually unaware of the theft until they notice unauthorized transactions or fraudulent activity on their accounts.
Types of Digital Pickpocketing
There are various methods criminals may use to steal your data wirelessly. Some of the most common forms include:
- Credit Card Skimming: Criminals use RFID readers to extract payment information from contactless credit or debit cards.
- Smartphone Skimming: With the increasing use of digital wallets like Google Pay or Apple Pay, hackers can attempt to intercept NFC signals to steal personal or financial data.
- Passport Skimming: Passports that contain RFID chips can also be compromised. Criminals may extract personal identification details like passport numbers and names from RFID-enabled passports.
How to Protect Yourself from Digital Pickpocketing
While digital pickpocketing can sound frightening, there are several practical steps you can take to safeguard your personal and financial data. Here are some effective ways to protect yourself:
1. Use RFID-Blocking Wallets and Accessories
One of the simplest and most effective ways to protect your RFID-enabled cards is by using an RFID-blocking wallet or cardholder. These wallets are lined with a special material that blocks radio waves, preventing skimmers from accessing your card’s information.
2. Disable NFC and RFID on Your Smartphone
If you don’t regularly use contactless payments or don’t need the NFC feature on your smartphone, it’s a good idea to disable it when not in use. This prevents hackers from accessing your data through NFC-based skimming.
To disable NFC:
- iPhone users: Go to Settings > Control Center, and remove “NFC Tag Reader.”
- Android users: Go to Settings > Connected Devices > NFC, and switch it off.
3. Be Mindful of Your Surroundings
Digital pickpocketing typically occurs in crowded areas where thieves can easily blend in without raising suspicion. Be particularly vigilant in places like airports, public transport, and large events. If someone gets unusually close to you in such places, be aware that they could be attempting to skim your data.
4. Use Metal Cardholders or Aluminum Foil
If you don’t want to invest in RFID-blocking wallets, a quick and cost-effective solution is to wrap your cards in aluminum foil. The metal creates a shield that blocks RFID signals. You can also store your cards in metal cardholders for added protection.
5. Monitor Your Accounts Regularly
Regularly reviewing your bank and credit card statements is essential for spotting fraudulent transactions early. Set up real-time transaction alerts with your bank to receive notifications for any suspicious activity. If you detect unauthorized charges, contact your card provider immediately to cancel the card and dispute the charges.
6. Use Virtual Cards for Online Transactions
Many banks and financial services offer virtual cards for online purchases. These virtual cards generate a temporary card number that is only valid for a single transaction or a short period, reducing the risk of digital pickpocketing affecting your online accounts.
7. Opt for Chip-and-PIN Over Contactless Payments
Wherever possible, opt for chip-and-PIN payments instead of contactless transactions. Chip-and-PIN technology provides an extra layer of security by requiring a PIN for transactions, making it harder for thieves to misuse your card.
8. Shield Your Passport and Documents
If you have an RFID-enabled passport or ID card, invest in RFID-blocking passport covers or sleeves. These accessories will shield your passport’s data from being skimmed when you’re traveling.
Conclusion
Digital pickpocketing is a growing threat in today’s world of contactless payments and digital wallets. However, by taking some simple precautions, you can significantly reduce the risk of becoming a victim. Investing in RFID-blocking wallets, disabling unnecessary NFC features, being vigilant in crowded places, and monitoring your financial accounts are all crucial steps in staying safe from this new form of digital theft. Stay informed and proactive, and you can outsmart digital pickpockets before they can access your sensitive data.
