An average Amazon Prime member spends $1,400 per year. However, the figure is probably higher based on the online shopping spike caused by the COVID-19 pandemic. The Amazon Prime Rewards Visa Card is issued by Chase Bank and delivers 5% cashback on Amazon and Whole Foods Market purchases. If brown boxes regularly stack on your front porch, you could earn some money back simply for shopping at the world’s largest retailer.
To get a better idea of how much cashback you could earn (or have missed out on), log in to Amazon.com, navigate to “Account & Lists,” and click “Ordering and Shopping Preferences.” You’ll find a useful tool that allows you to download order reports based on your chosen timeframe, including custom dates, current year, or entire history. The amount may be eye-opening, revealing you have left hundreds of dollars or more on the table in cashback rewards. Fortunately, you can fix that by applying for the Amazon Prime Rewards Visa credit card.
- 5% back at Amazon.com and Whole Foods Market with eligible Prime membership*
- 2% back at restaurants, gas stations, and drugstores*
- 1% back on all other purchases*
The Amazon Prime Rewards Visa credit card is designed to integrate seamlessly with your Amazon.com and Whole Foods Market purchases. Amazon provides a pre-qualification tool that can tell you whether you’d be approved for the card and your credit limit without affecting your credit score. It’s a good way to test the waters and avoid a small hit to your credit score for an inquiry, only to get denied.
Getting pre-qualified takes just a few seconds, and so does getting approved. Once you’re approved, you can start shopping online — even if you don’t have a physical card yet. You’ll see the option to pay using your Amazon Prime Rewards Visa credit card at checkout. The physical card will follow in the mail for all other purchases.
Is the Amazon Prime Rewards Visa card free?
Although the Amazon Prime Rewards Visa has no annual fee, you’re required to pay for an annual Amazon Prime membership, which is currently $139 per year.
How can I earn more cashback with my Amazon Prime Rewards Visa card?
The Amazon Prime Rewards Visa already comes with a high rewards rate of 5% cashback on Whole Foods and Amazon purchases. You could earn more by taking advantage of exclusive offers available to Prime Rewards cardholders that let you earn another 10% to 25% on Amazon purchases — on top of the 5% rewards.
Is the Amazon Prime Rewards Visa credit card good for travel?
You won’t earn bonus points for travel purchases, but the Amazon Prime Rewards Visa does come with Visa Signature travel perks. They include complimentary concierge services for help with travel, priority access and special rates at Luxury Hotel Collection properties, lost or delayed baggage coverage, no foreign transaction fees, and travel/emergency assistance.
